SWP Calculator India — Estimate Mutual Fund Monthly Pension & Remaining Wealth

What is a Systematic Withdrawal Plan (SWP)?

A Systematic Withdrawal Plan (SWP) allows you to withdraw a fixed amount of money from your mutual fund investment on a predetermined date every month. Unlike traditional interest payouts, SWP redeems units from your corpus while the remaining balance continues to generate market returns, making it an ideal tax-efficient tool for generating monthly pension post-retirement.

SWP Calculator

🔄 SWP Mutual Fund Calculator

Total Mutual Fund Investment (Rs. )

Monthly Withdrawal Amount (Rs. )

Expected Annual Return (%)

Withdrawal Tenure (Years)

Total Amount Withdrawn

Rs. 32,40,000

Final Remaining Corpus

Rs. 43,18,000

Top Benefits of SWP over Traditional Bank FDs:

• Tax Efficiency: Only the capital gains portion of each withdrawal is taxed, whereas FD interest is taxed at your full income tax slab rate.
• Corpus Growth: If your withdrawal rate is lower than fund returns (e.g. 6% withdrawal vs 12% fund growth), your core wealth increases over time.

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Disclaimer: The calculations provided by these calculators are estimates based on standard rules and current policies. For official government declarations, financial planning, or investments, please consult with a certified financial planner. — Global Info Wiki Editorial Team