Car Lease Calculator — Calculate Monthly Lease Cost

Calculate monthly car lease costs, including depreciation charges, finance fees (money factor), and local sales tax instantly.

✍️ Car Lease Calculator

MSRP ($)

Negotiated Price ($)

Residual Value (%)

Money Factor (e.g. 0.0025)

Down Payment ($)

Lease Term (Months)

Depreciation charge

Rent Charge

Total Lease Payment

💡 Pro Tip

Always negotiate the capitalized cost (selling price of the vehicle) before mentioning you plan to lease. A lower cap cost means lower monthly payments.

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Frequently Asked Questions

Q: What is a money factor in a lease?

The money factor represents the interest rate on a lease. Multiply the money factor by 2400 to convert it into a standard annual percentage rate (APR).

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